David D. Gibbons & Company stands as a beacon of expertise in banking regulation and risk management, driven by David D. Gibbons’ distinguished career in public service. With a profound background spanning pivotal roles within the Office of the Comptroller of the Currency (OCC), Gibbons brings unparalleled insight and strategic acumen to financial institutions worldwide.
Gibbons’ tenure as Deputy Comptroller for Special Supervision at the OCC was marked by his adept handling of major financial institution resolutions, including Providian Financial and Household Finance credit card banks. His innovative approaches minimized losses and set new standards in risk mitigation strategies. His responsibilities extended to overseeing the supervision of banks with lower ratings, directly managing those with ratings of 4 and 5, and providing critical briefings to top officials on risk and resolution matters.
In his role as Deputy Comptroller for Credit Risk, Gibbons played a pivotal role in identifying emerging credit risks such as subprime lending and advocating for robust underwriting practices. His contributions to developing OCC and FFIEC policies on loan portfolio management, leveraged lending, and subprime lending were instrumental in shaping industry standards.
As Examiner-in-Charge, Gibbons led examination activities for major financial institutions like Fleet Financial Group and Chase Manhattan, demonstrating exceptional leadership in Shared National Credit examinations and successfully managing the resolution of Shawmut National Corporation without losses.
David D. Gibbons & Company leverages this wealth of experience to offer expert testimony, regulatory advisory services, and comprehensive risk management solutions tailored to the unique needs of financial institutions globally. For more information on David D. Gibbons’ professional background and advisory engagements, please visit the David D. Gibbons & Company website.
