Empowering Homeownership, One Mortgage at a Time.

Ashley Marie Mortgages

Ashley Gurevich is a distinguished Mortgage Loan Originator and Certified Mortgage Advisor based in the Bay Area. She is recognized for her empathetic approach, ensuring her clients feel heard, supported, and guided throughout the mortgage process. Ashley is committed to educating her clients and empowering them with the confidence and readiness to make significant life decisions. She offers a wide range of services, including pre-qualifications, pre-approvals, refinance loans, reverse mortgages, and more. With a focus on providing a personalized experience, Ashley transforms the complex mortgage process into a smooth and stress-free endeavor for each client. Her dedication to her clients and her field truly sets her apart.

Ashley Gurevich’s success

can be attributed to several key factors:

Expertise and Certification: As a Certified Mortgage Advisor, Ashley has a level of expertise that goes beyond the standard requirements for a Mortgage Loan Officer. This additional certification allows her to provide a higher level of service to her clients.

Empathetic Approach: Ashley’s empathetic approach ensures that her clients feel heard and supported throughout the mortgage process. This level of personal attention can lead to a more positive experience for clients and contribute to her success.

Commitment to Education: Ashley is dedicated to educating her clients about the mortgage process. By ensuring that her clients are well-informed, she helps them make confident decisions, which can lead to better outcomes and client satisfaction.

Personalized Service: Ashley’s ability to provide a tailored experience for each client allows her to meet individual needs effectively. This personalized service can lead to higher client satisfaction and success in the mortgage process.

Wide Range of Services: By offering a wide range of services, Ashley can meet a variety of client needs, making her a one-stop shop for mortgage-related services. This convenience can be a significant factor in her success.

These factors, combined with her dedication and commitment to her clients, contribute to Ashley Gurevich’s success as a Mortgage Loan Originator and Certified Mortgage Advisor.

10 quick tips for beginners

who want to work in the field of mortgage advising:

1. Start Saving Early: It’s important to have a solid financial foundation before entering this field.
2. Understand Your Affordability: Determine how much you can afford to invest in your career and education.
3. Polish Your Credit: A good credit score can be beneficial, especially if you plan to become a mortgage advisor.
4. Explore Mortgage Options: Familiarize yourself with different types of mortgages and their terms.
5. Research Assistance Programs: Look for programs that can assist you in your career development.
6. Compare Mortgage Rates and Fees: Understanding the market rates and fees can help you advise your clients better.
7. Gather Loan Paperwork: Learn about the necessary paperwork for different types of loans.
8. Get a Preapproval Letter: Understanding the preapproval process can be beneficial when advising clients.
9. Understand the Regulatory Environment: Mortgage advisors must comply with regulations from bodies like the Financial Conduct Authority.
10. Learn to Communicate Effectively: Good communication skills are essential for explaining complex mortgage concepts to clients.

Remember, continuous learning and staying updated with the latest trends in the mortgage industry are key to success in this field. Good luck!

FAQs:

What is a Mortgage Loan Originator (MLO)? 

-An MLO is a licensed mortgage professional who helps consumers obtain a mortgage or other home financing. Their job includes advising on the different loan options, rates, and terms available from lenders and guiding them through the application process.

What is the difference between a Mortgage Loan Officer and a Mortgage Loan Originator? 

These terms refer to the same role: a licensed mortgage professional who helps consumers obtain a mortgage or other home financing.

What does origination mean?

 Origination is the process through which a borrower applies for a new loan, and a broker or lender reviews the application and ultimately facilitates the disbursement of funds.

What is an MLO license? 

An MLO license is the license that a mortgage loan officer or originator receives to originate loans. There are both national requirements for mortgage loan officers and state-level requirements that vary in each state.

What’s the difference between a lender and a loan officer?

 A lender is any kind of financial institution that lends money. A loan officer works either for or with a lender to assist consumers in obtaining mortgage or other home financing.

Do you need a college degree to be a loan officer?

 It is not required to have a college degree to become a loan officer. Having a degree in finance, business, or a related field can be helpful because it provides future MLOs with a strong foundational knowledge when it comes to home financing.

What do I have to do to obtain a Criminal Background Check (CBC) 

through NMLS?

 If you are an MLO or an individual reported on the MU2 (owner, executive officer, branch manager, or qualifying individual) then you need to submit fingerprints directly to NMLS using the NMLS authorized fingerprint vendor.

Am I required to authorize a credit report through NMLS?

 Every state-licensed mortgage loan originator is required to complete the credit report authorization process through NMLS.